Financial

Tithing Under The New Covenant – Part 2

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Tithing is mentioned only 4 times in the New Testament, three times in the gospels and once in the letter to the Hebrews. In the gospels, Jesus acknowledged that the Pharisees were very careful about tithing (Matt.23:23; Lk.11:42; 18:12) to the point of over-emphasizing it. They were so focused on tithing that they lost sight of the great goal of the Law, i.e. love and justice to our fellow-man. Also, they trusted in their tithing to give them merit before God.

Now remember that the Pharisees were under the Law, and by law had to tithe. All people in Israel were under the Law. When Jesus was crucified He ushered in the New Covenant, and the Old was finished. Tithing was established under the Law and has no place in the Church. It is no light thing to choose to adhere to the Law, even with a seemingly small issue as tithing. Every person who chooses to keep any part of the Law of Moses is obligated to keep the whole Law and is therefore exposed to its curse.

This point is made in the solitary reference to tithing in the New Testament epistles, i.e. in Hebrews 7. Heb.7:5 reads “And indeed those who are of the sons of Levi, who receive the priesthood, have a commandment to receive tithes from the people according to the law, that is, from their brethren [Israel]. Note three things from this verse: 1) There was a commandment concerning tithes in the Old Testament; 2) They were to be given to OT priests (not the Church); 3) They were required by the Jews, not Christians.

Hebrews 7:12 notes that when there is a change of the priesthood, there must also be a change of the law. In other words, that commandment that did exist under the Old Covenant has been changed, because the priesthood to which it related has now also been changed under the New Covenant.

Hebrews 7:18 says that this commandment has now been abolished. That priesthood, because of its inability to bring perfection, is now annulled. The Old Covenant is obsolete, and the laws which required tithes to be given to the Levites are obsolete. These Hebrews, i.e. Jewish converts, were mixing the law with grace, and were told in chapter 7 to stop tithing! The Gentiles had no need of this message. The Gentile church was never under the law.

Is God in our debt, or are we in His favour?

In Rom.4:4 and 11:35 Paul makes it clear that if our doing any works, including tithing, meant that God was obligated to us in any way then we would not be in His favour but He would actually be indebted to us. Whenever you hear that you must do something for God in order for Him to bless you, be careful! If you believe this, you will be taken out of Gods grace and brought back into the realm of Law. And the Law will actually become a curse to you, because even if you keep it all in one area, say tithing, but not in another, then you will experience its curse.

If we do not tithe, how will Gods work get done and how will the pastors needs be supplied?

First, let me say that there is a hermeneutical principle that has always been helpful when interpreting the Bible and it is this – Major on majors. Jesus told 38 parables, 16 concern how we should handle money. He spoke more about money than He did about heaven and hell combined. One out of 10 verses in the gospels deal with possessions or money. In the Bible there are approximately 2500 references to money and possessions and only 500 references to prayer and faith. It is a major issue in the Bible. Many of these verses teach us that the way we handle finances reveals much about where we are at spiritually. Where your treasure is there will your heart be also.

The gospels contain more warning on the misuse of money, than any other subject. The first recorded sin amongst Gods people related to giving. Ananias & Sapphira dropped dead giving. So the way we handle our finances is an important issue in the New Testament.

Moses (the Law) said Tithe, but Jesus says, Give. The New Testament teaching was on giving, never on tithing. Giving is a result of the energy of Gods grace in our lives. Giving expresses a quality of living that reflects the nature of God. God so loved that He gave The Father loved to give all things to the Son. Jesus gave His life for the world. In doing so has gained an everlasting kingdom. But He will, one day, give it back to the Father. God desires to have a family that reflects His nature. It is the way of the Cross. It is more blessed to give than to receive. The Cross opens the heart, expands it, causing it to reach out to others.

When we are under law we have to be told to tithe. We reveal our immaturity under legalism by asking childish questions, such as, Should I tithe on my gross income, or my net income? Grace treats us as mature sons by not legislating. Grace takes us into the purposes of Gods heart, family and kingdom and allows us to be involved with Him. But our involvement is not solicited by fear-manipulation or guilt-manipulation, but as a result of the operation of the energy of grace in our hearts. So that which we give we do so freely. God loves a cheerful giver.

It is clear from passages such as 1 Cor.9:7-14 that we have responsibilities to ensure that Gods servants who preach the Word are free to do so unencumbered by secular work. But still there is no legislating this. We approach this matter as responsible sons, not as intimidated servants.

The Main Advantages of Women Financial Advisors

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During a forum back in 2010, then president of Citi Personal Banking and Wealth Management said that America would never have experienced the 2008 financial crisis if it was the Lehman Sisters and not the Lehman Brothers.

That being said, the financial services industry is still undoubtedly a man’s world. Based on a report by the Bureau of Labor Statistics, only 31% of financial advisors in the US are women, which means almost 8 out of 10 financial brokers and consultants are men. This is contraindicative to the recent findings of a research done by Pershing, a financial consultancy firm under the BNY Mellon group, which revealed a projected rise in demand for women financial advisors.

From the standpoint of financial advisor recruiters, this is a simple economic situation – high demand and low supply equals a lot of opportunities. If you’re a woman in the financial industry, this is a great time to look for better jobs and greener pastures. In doing so, it pays to know what your main advantages are over your male counterparts. This would allow you to strongly position yourself during job interviews.

So, what exactly are your key advantages as a female financial advisor?

Women Understands Women

Women-owned businesses account to trillions of dollars per year. According to the same report from Pershings, female investors are more likely to hire financial consultants than their male counterparts – 46% versus 36%. The study also shows that female clients are more likely to develop a long-term and loyal relationship with a consulting firm. Not coincidentally, most of these women entrepreneurs prefer to hire female advisors. Why do you think is that? For one, it is a consensus in the industry that women clients require more intensive consulting and they take more time than female clients. This is because female investors are more detail-oriented.

Also, the number of wealthy women who are not necessarily investors or entrepreneurs is rising. These are those who just got divorced, was recently widowed, etc. They have real money and they need help in managing their finances. According to financial services recruiters, this new breed of rich women are more comfortable working with female consultants because they are more patient, are typically good listeners and wouldn’t mind hearing about the personal stories of their clients.

Women Generate Clients in More Varied Ways than Men

According to the 2012 Fidelity Broker and Advisor Sentiment survey, 71% of female wealth managers attend industry gatherings and in-person seminars. This is significantly higher compared to the 36% of men who attend such networking events. The report says nothing conclusive about this information but it’s easy to draw an educated hypothesis – women develop more connections and therefore, more opportunities to acquire new clients. Also, women are more open to clients who are looking beyond the traditional investment platforms.

Experts also observe that female financial advisors are craftier in promoting their expertise. Carol Pepper, the woman behind the New York-based investment firm Pepper International wrote a book to promote her services. Chapin Hill Advisors president Kathy Boyle often gives speeches to create thought leadership for the firm. She also use blogging as a tool to reach potential clients.

Women have made and are continuously making their mark in the financial services arena and though they are still outnumbered, it wouldn’t be surprising if they equal or surpass the number of financial advisors in the future.

Download Free And Easy State Of Florida Marriage Records

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Florida is considered as an open state in the US. The documentation of marriage in Florida is being managed by the state’s Vital Statistics office. Such document is among the most accessed file in the state.

With the implementation of the Freedom of Information Act, residents of Florida have the freedom to request for a copy of any of their personal documents whenever they need it. With this, requesting for marriage records is becoming popular since it became a public document. The most common reason for requesting such document is to use it in updating the family history. The information that can be obtained form a marriage certificate is important in updating the family tree. Another important use of this document is when dealing with government transaction. This document is the proof of one’s marital status and identity. Those who are processing insurance and other financial matters in the government may be required to provide a copy of the said file. Another use of marriage records in the state of Florida is to conduct a background check. People would look into the marital records to make sure that the one’s they are dating is really single.

Back in the old days when the documentation of events is not that strict, a marriage certificate would contain only the complete names of the bride and the groom as well as information about when and where the marriage took place. Now that documentation has a standard process to follow, the marriage certificate would show the bride’s maiden name. The document would also detail the couple’s personal information such as their birth details, job and place of origin. One would know the names of the parents and the witnesses.

Requesting for a copy of the marriage certificate in the state of Florida can be done by personally visiting the office of the Department of Health at the Vital Statistics Section. A $5 processing fee has to be paid in order to conduct the search. Only marriages that have been registered since June 6, 1927 can be obtained from the state office. A request form has to be filled out with the basic details of the file that is being requested as well as the contact details of the one who filed the request.

The county clerk office also releases a copy of the marriage certificate. Records before June 1927 can be obtained in the county where the marriage was registered. Processing fee may vary per county. Another option is to send a mail order to the state office but the wait time can take several days. The Internet is now used to obtain marriage records.

By using the Internet to get a copy of Public Marriage Records, the need to go to any office has been eliminated and the results can be obtained in just seconds instead of waiting for several days. More and more residents of Florida are using the Internet to gain access to the marriage records even without putting much effort into it.

Berger Paints Jamaica Limited (BRG) – Financial and Strategic SWOT Analysis Review

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Berger Paints Jamaica Limited (Berger Jamaica) is a paint company, based in Jamaica. Berger Jamaica is a subsidiary of Berger Paints. It operates through the manufacture and distribution sectors of industrial and decorative paints, and paint-related processed materials in Jamaica. The company’s key products include protective coatings, architectural and wood finishes, and marine paints. It operates with its subsidiaries in Amaica, Bahrain, Singapore, China, Caribbean, and the Middle East, South Asia, South East Asia and South Pacific region and across oceans. It has 22 paint manufacturing facilities worldwide which provide services to customers in over 50 countries. Berger Jamaica is headquartered in Kingston, Jamaica.

This comprehensive SWOT profile of Berger Paints Jamaica Limited provides you an in-depth strategic analysis of the company’s businesses and operations. The profile has been compiled by GlobalData to bring to you a clear and an unbiased view of the company’s key strengths and weaknesses and the potential opportunities and threats. The profile helps you formulate strategies that augment your business by enabling you to understand your partners, customers and competitors better.

This company report forms part of GlobalData’s -Profile on Demand’ service, covering over 50,000 of the world’s leading companies. Once purchased, GlobalData’s highly qualified team of company analysts will comprehensively research and author a full financial and strategic analysis of Berger Paints Jamaica Limited including a detailed SWOT analysis, and deliver this direct to you in pdf format within two business days. (excluding weekends).

The profile contains critical company information including*,

– Business description – A detailed description of the company’s operations and business divisions. – Corporate strategy – Analyst’s summarization of the company’s business strategy. – SWOT Analysis – A detailed analysis of the company’s strengths, weakness, opportunities and threats. – Company history – Progression of key events associated with the company. – Major products and services – A list of major products, services and brands of the company. – Key competitors – A list of key competitors to the company. – Key employees – A list of the key executives of the company. – Executive biographies – A brief summary of the executives’ employment history. – Key operational heads – A list of personnel heading key departments/functions. – Important locations and subsidiaries – A list and contact details of key locations and subsidiaries of the company. – Detailed financial ratios for the past five years – The latest financial ratios derived from the annual financial statements published by the company with 5 years history. – Interim ratios for the last five interim periods – The latest financial ratios derived from the quarterly/semi-annual financial statements published by the company for 5 interims history.

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